This is a sample of a hardship letter that can be used with the lender Chase mortgage but with other banks as well;
the master. Mrs. partner
21 Ghoul Lane
Magic Forest, TN 11111
phone number
your email address
August 1, 09
Dear financial institution,
and we are one of the loyalty of your customers, and are interested in a loan modification program at your bank. We strive to meet our monthly payments, because my hours were cut to part time, my wife lost her job, and we are struggling financially. You can see it before these difficulties, we paid our mortgage on time each month. We try to continue to pay your bills on time, but we struggle to a large extent. We would like to continue living in our home with our children. We would like to pay our bills, but we need help because of shrinking income we have.
We understand that they are in the services your bank can help us with the mortgage payments we have. By reducing payments to have your help, we may be able to stay in our home with our family. Loan modification program can help us to avoid foreclosure, which helps both the bank and us. We want to continue to make loan payments, but we need help from the bank in these times of trouble to make the payments.
Please contact us and make an appointment, so that we can discuss our financial needs and services the bank can offer to keep us in our home, pay your bills on time. Let us know what papers we may need to bring our meeting. We look forward to hearing from you, and we appreciate this opportunity to modify loans to us, so we can continue to make payments. We would like the opportunity to discuss our financial problems and provide your banking services including a reduction in their mortgage payments have by modifying it, if possible.
Sincerely,
Mr. Mrs. partner
That is, we need to adapt it and send it to chase the mortgage lender.
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