There's nothing like pride when you have to pay the rent.
This is the first thing I learned when I moved from my own. This fact became painfully swells when it began to support my family.
you start having a safety net to fall back on that includes parents, friends, or extended family. And then to fall back to the banks and credit cards. Then your last line of defense, and payday loans, pawn shops. If you've gone ever to a pawn shop or payday loan lender, and tends to be a feeling of embarrassment or failure that goes along with it.
"How did I end up here?"
"Why is this happening to me?"
"Why does it cost $ 500 or more to fix anything that goes wrong with my car?"
this sound familiar? Well I'm here to tell you, this is life. We expect that bad things will happen, and trust me, no one is safe. At some point in everyone's life stage, and things suck. You have two options: look at it like a challenge to overcome or surrender to despair. I did a lot of throwing in the towel kind of guy, so here are some tips.
let embarrassment at the door
what you look like in front of others does not matter. Let me repeat that what you look like in front of others does not matter!
your neighbors, your family, your friends, your kids, teachers, postman, I really do not care who it is. These people do not pay bills or to support your family, you are!
If you are not ready to sacrifice a little bit of dignity and pride, I chose the wrong planet to live. Each case you have gone ever, these words have been repeated over and over again in my head, "The worst thing they can do is say no." Seriously, this is the worst thing you could do. If they say no, just say "thanks" and walk back out the door. We have already anyone to ask a question arrested.
Be Nice
This is such a simple thing, but you would be amazed at how many people can not do that. Something you have to remember, everybody likes to deal with someone understanding, patient, and polite. The people behind the counter are human beings, just like you. They have their own lives and get frustrated with them will not solve any of your problems. In general, I've found that the most beautiful I am, and I make it easier on them, as much as bend over backwards to accommodate me. Days to pay extra, and stay open later in five minutes because I was working late, and all because I was nice. And always it seemed strange to me to argue with someone loaned me money.
always return phone calls
This kind of goes along with being nice. If you're in the past because of the thing, not talking to your lender only makes things worse. In my experience, they are always ready to do something with you. When he did not hear from you is when you start taking drastic action. I worked in a car when groups begin my career. It will not fail. I would call people for two months in a row and never talk to them. Guess what happened after their car got repossessed? They could not contact me quickly enough. Avoid the problem, only make things worse. If they would have called and worked out arrangements, and it would have probably still they were driving their car. Contrary to what some people think, and car lenders do not want your car! The average loss in ownership is $ 5,000.00. You often but you have to keep driving and pay for your car.
hope that these tips will help you get mentally prepared to deal with everything that comes in your way financially. I have found that inner strength beats external power every day of the week.
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