sixty years of age is a major milestone for the Baby Boomer generation. Some say sixty is the new forty with all the advances in medicine and health awareness. The truth is that people today are living longer and enjoying a higher standard of living and better health than did their parents and grandparents. According to statistics published in 2010 state of aging and health in America by for Disease Control and Prevention (CDC) (CDC), the average age has risen to US citizens expected to 78.5 years.
because people are living longer, becoming the age of 60-80 years of a very important period in the life of senior citizens. This is the retirement years. This demographic group has a smaller number of professional and family responsibilities than other age groups, in addition to more money and a strong possibility of investment spending, and large equity in their homes. They know what is the fulfillment of activities and be void to learn and do new things time. Instead of staying at home and watching soap operas, many of the elderly and is now beginning a new financial activities of institutions such as stock trading, golf, travel, and operation of a new home based business, and volunteer work, and work in their church, and to participate in local community groups and sports committees, or join a new social circles, such as dance groups and clubs card and fraternal organizations, and country clubs. For those who want to reinvent their lives, all of these activities and interests prove that this period of life can be very fruitful and productive, and fulfilling.
retirement is different for each individual according to your personal situation and when you plan to retire. For many, a lot depends on income and social security, and when elected for benefits. The amount of the monthly interest rate varies according to when a person retires. For older people who were born during 1943 - 1954, full retirement age is 66. Some will choose to retire as early as age 62, after the availability of 40 minimum credit requirements received, and will reduce the amount of their benefit depending on the number of months they receive benefits before you reach full retirement age.
On the contrary, there are those who plan to delay retirement and work until the age of 70, or more, in order to draw a monthly increase of interest rates. Those who work past the age of 66 and was born during 1941 to 1942, will receive an increase of 7.5%, while those born in 1943 or later, you will receive an 8% increase to reach the age of 70.
for many seniors, plans for early retirement go down the drain along with the equity in their homes when the economy slipped into recession and many people lost their retirement nest eggs. Is forced to take promotion of career advancement will retire, no doubt, but those who have to work until age 70, or for a longer period, you will have to reinvent itself, like it or not. Here are some basic guidelines to help those who will have to experience the ordeal by changing the retirement years peak.
before you can reinvent yourself, however, you need to take an inventory to see where you are now, and specify where you want or need to be. This should be self-assessment covers many aspects of your body, mind, and spirit as you can identify. You need to examine your current belief system, and define your own values and your ethics, your morals and your attitude. One of the basic things that you need to assess is your ability to change and how you handle stress and new circumstances. You will find that there are some things that can be changed while there are others that you can not afford it. Is not true that the old dog can not learn new tricks. Just because you are sixty years or older does not mean you set in your ways and can not adapt.
Remember, nothing changes if you change anything, or can not be changed, even for those who are motivated to change their lives and the current situation pattern; here are some suggestions to help you on your transition plan, and get the ball rolling. Change starts with taking the first step and with baby steps after that. Change is not necessarily to be very exciting and exhausting, or trauma, it can be a very enjoyable experience consists of curiosity, discovery and experimentation, and acceptance. Leading to increased self-confidence and pride, and a new sense of self-renewal.
reinvent yourself socially -
- engage with others. Negotiable new friends. Date of clubs and committees, services and online dating to maintain communication and interaction with people with common interests.
- Do more things with your husband ... taking dance lessons, and the presence of pottery class, playing bridge, swim, join a health club or country club, golf, surfing thrift shops and book stores, watch videos, etc.
- Do more things with your children or grandchildren ... attending their jobs, and help with homework, teaching them a craft, go to the zoo or a ball game and baked cakes, telling stories, or go shopping together.
- volunteers in your church or fraternal organization. Organizations always need organizers and workers and management. Attend city council meetings or regular town hall and get involved in your community. You can also become a companion to shut down in the elderly in nursing homes or visit patients in the hospital. Local government always needs volunteers to register voters, and jury duty, planning committees and advisory councils, and similar positions.
- get a cell phone. It does not have to cost a lot. You can use prepaid phone minutes, and learn how to text message on it. And text messages to keep your fingers nimble and sharp mind. Just do not text message while driving.
- Get a laptop computer and access to the Internet. The history of one, or several, and social networking sites such as Twitter, Facebook, MySpace, or any forum that interests you. Surfing the Internet is a great way to improve your social skills and stay informed and in touch with current events.
- host more dinner parties, barbecues, or get-togethers with friends, neighbors, family, suppliers, customers, and coworkers.
- network marketing business and attend meetings and recruit new members history.
reinvent yourself mentally -
- Take personality tests in books and on the Internet to find the personality type, temperament and preferences
- luminosity.com history and participate in their daily program.
- played a mentally tough games like chess, bridge, poker, Sudoku, Mahjong Solitaire, cross word puzzles.
- attend lectures and personal development classes in a community college or monitor any lessons on topics you're interested in. For example, if you're a fan of art, consider taking the first book on the history of art. If you have technical skills, consider taking a class drawing or painting. Learning a new language for the next holiday trip, or just to challenge your ability to speak a new tab. Many people devote so much of their lives to raise children, build careers, or both, and never took the time to learn new things, so now is the time to learn something new.
- Read more and watch television less. Send your CV or articles about various topics that catch your attention. Learn how to speed reading. Try to read at least one book a week. If you do not have free time, and then participate in a book club and listen to the sound at least four books a month to stay aware of.
- start a new hobby or expand an existing one. Collecting rocks, stamps, coins, or go bird watching. Whatever brings you happiness and satisfaction. Make a small hobby area where you can make candles, do pottery, grow plants or bonsai trees. Learn how to landscape or pictures drawing. Learn crochet or knit, or maybe you want to finally restore old cars in the garage.
reinvent yourself physically -
- if you want to reinvent yourself quickly and effectively, stop smoking, stop drinking alcohol, and eating less red meat, eat more vegetables, and stop eating fast food, take vitamins, exercise more. It's the same advice the doctor and the mother may have given you in high school, and just think if you followed at the time, where you can be now? I know you do not want to hear this again, but it was true and what the real intentions now.
- sports club date if you are looking for a moderate activity with some of the social aspect, or join a walking group, or start one with your neighbors. Keeping fit and active is vital to make the most of the years since tennis 60 games, tennis or table tennis with friends, or join a sports league bowling team, volleyball, softball, or some similar sport designed for adults for adults. The practice of keeping your energy will interact with other participants enhance your social life.
- If you're on a tight budget, and get more aerobic exercise in any way you can. Walking, swimming, riding a bike or climbing a hill at least three to four times a week. Increased heart rate up to a permanent training levels for twenty minutes and durations. Do something to work up a sweat. If you are overweight, then try to exercise at least three times a week for a period of not less than twenty minutes at a time to increase your metabolism, burn more calories. It is recommended to exercise the heart, but check with your doctor first. BMI calculation (BMI) and follow the guidelines for the highest increase in the ideal weight. If you can not be active, then try yoga or tai chi or qi gong exercises that will strengthen and stretch the muscles, and improve your breathing, balance and coordination.
- pay more attention to your diet and eat less. Stay within the recommended daily calories for your body and try to maintain an appropriate weight in proportion to your height. It should be your diet is less simple carbohydrates and more vegetables and fruits included. Avoid fast food, sugar, salt, candy and try to eat more green authorities. Trying to juice and eating more red meat dinner with less. Fasting one day a week as recommended by a lot.
- Take nutritional supplements and vitamins. Visit the health food store and begin to read more information about your health. You should take a supplement multi-vitamin a day to say the least, but you can also custom design a full bottles of dietary supplements to highlight the desired conditions and specific areas such as memory function, vision and support, digestion, diabetes, stress, sleep, heart, liver, and colon cleansing.
- determine your body and your blood type and follow the recommendations of your class. Check blood pressure and pulse a day
- see a medical professional for exams. At least twice a year, and a full blood work performed once at least a year. It should be complete annual physical examination, including blood pressure monitoring, temperature, and oxygen in the blood and circulatory system peripheral, weight, and listen to your heart, and examine your body for lumps, moles and lesions, abrasions and bruises, and examination of your mouth, ears, nose, throat and feet, and genitals. You should get the wife to the Pap smear and men should have prostate screening exam hernia gland.
- See your dentist at least twice a year, or if you have teeth, and set a date an annual exam to make sure your dentures fit properly and your mouth does not change, which could lead to discomfort or sores at a time later.
- develop an active lifestyle ... which may include boating, hunting, fishing, skiing, jogging, cycling, and similar activities if you are able.
- get adequate rest. At least seven hours of sleep is recommended with twenty minutes long nap after lunch. With age, they tend to need less sleep, but do not become a night owl and stay up late. If you snore, ask your doctor about the possibility of sleep apnea and follow his advice. If you find yourself sleeping a lot, especially during the day, fatigue or experience with a wide spread of flu-like pain, and then ask your doctor about anemia and fibromyalgia. Do not sleep your life away.
reinvent yourself spiritually -
- attend church, temple, or religious group on a regular basis. Spiritual growth enriches life and gives hope and support to the difficulties that arise as you get older. You may want to join a yoga or tai chi group in your community or attend a Bible or even making a pilgrimage to some of the cities or the country in which he wants to visit all your life studies.
- volunteers in public organizations, religious functions, food banks, free clinics and centers to donate blood and parks departments and entertainment, shelters, domestic animals, so you can give back to your community by donating your time. Volunteer for the organization or the reason that really care about. If you liked animals throughout your life, then volunteer to walk dogs, socialize cats or organizing events to raise funds to provide your local shelter. If you previously supported development projects in other parts of the world, contact the organization and ask if you are able to volunteer your time in the community as well. Regardless of what you do, and reinvent your life after 60 should be about making your life one wants to live. Only go around once, so make it count, and do it your way.
reinvent yourself emotionally -
- your diet changed so consume less alcohol, less fat, eat more foods that support the production of serotonin and dopamine in the brain.
- bouts of anti-depression and seasonal affective disorder (SAD) with the same supplements and herbal and exercise.
- to find the person or pet that you love. Love is the best medicine for almost any problem and can not get or give a lot of it.
- Laugh every day. Surround yourself with positive people who cause you to laugh and maintain a positive attitude despite the difficult circumstances. Show comedies often find videos funny and interesting on YouTube.com and web sites similar. Read funny stories, jokes, and watch the Renaissance and inspirational TV programs.
- does not live alone. If you can not live with family or friends, find a roommate so that you always have someone who can look at you and keep you engaged. Unity is born of fear, isolation and depression, and withdrawal.
- history of a great center for regular companionship and planned activities such as potluck dinners, bingo, card games, music and entertainment.
- members of a family visit often, and we call on all of them on a regular basis just to stay in touch. Remember birthdays with a card or gift, and try to attend all the holiday dinners and meetings conventional access.
- Nothing improves your self-respect better to change your wardrobe. If you've always wore blue jeans, then buy some nice slacks. If the old shoe has seen better days, and then buy a new pair of shoes nicely. Try wearing a suit about once a week, that would adorn you. When you look good, you feel good.
reinvent yourself financially -
- these are difficult times. If the economy has stolen your nest egg and forced you into austerity conditions, then you may have to swallow your pride and asked the public for help. With high unemployment rates, you may have no choice. You have to eat. Contact your local food bank and the Office of Health and Welfare, and any free medical clinic for help. Do what you have to do to get by until things improve. Make a smart move. Do the right thing. This is a temporary economic condition that will pass.
- instead of retiring early, or at the regular age; work longer, and will be the monthly interest of social security increased when he did not retire at the end.
- If you have lost your life savings when the "big-to-fail" banks collapsed, then you might be willing to save or invest. However, making safe investments is still one of the best ways to increase your net worth. Considering the growth of safe stocks.
- trading day and save your money in a bank are not good ideas. Consider buying tax deed certificates (paper trade) districts that result in higher interest rates governments.
- to find a job that pays living wage and realistic difficult these days. You may have to go back to school and retrain in a new career or field. For example, there are many loggers and construction workers who have converted to become insurance salesman, truck drivers, welding, CADD drafters, project managers, inspectors, and alternative careers when similar industries collapsed during the recession. Search online and find the best source for your training and get a loan, or pay as you go, in order to obtain the necessary knowledge to change professions. It would be worth it.
- Consideration to relocate to a new city if you can not find a job in your community. If you have always wanted to live in a different place, take this opportunity to do so after 60. If you want to test live in the new town, without long-term commitment, subcontractors apartment or room for a few months. Check with the Chamber of Commerce recommendations and senior centers. If your kids already have moved to another city, try to visit them and get to know the area before you commit to moving permanently. If you do not want to change cities, but do not want to see more than the United States, and consider the use of a recreational vehicle for part of the year. You can live in RV parks and stay in new locations in comfort, providing the weather cooperates and fuel prices.
- If you tend to gamble, and then trade in binary options online is the highest gains in a short period of time with the possibility to earn thousands of dollars a month from the comfort of your own home.
- start of the online business. Create a web site with affiliate links pointing to major league such as Amazon.com suppliers, and ClickBank.com, and drive traffic to the site to earn sales commissions. There is a learning curve involved, but profits are well worth it.
- turn your hobby into a small business operation. If you enjoy making things, you can sell your crafts on eBay, at local auctions, craft fairs, garage sales, and at farmers' markets.
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